Not all plunges are created equal.

While water immersion can be healing, the market plunge not so much.

One boosts your resilience.

The other just drains your retirement account.

There’s a reason cold plunges are everywhere right now…they work. Just a few minutes submerged in icy water and suddenly your blood’s pumping, your mind’s sharp.

How does one successfully submerge stress?

Perhaps consider relocating to Heard and McDonald Islands.

These barren volcanic Islands, covered in glaciers and home to penguins, are among the remotest places on Earth, accessible only via a two-week boat voyage from Perth on Australia’s west coast. They are completely uninhabited, with the last visit from people believed to be nearly 10 years ago.

That’s an option.

Anyway, go ahead and take the plunge.

Just make sure it comes with a towel, not a ticker.